13712 New Acadia Ln Upper Marlboro, MD 20774
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About this home
BACK ON THE MARKET (Buyer defaulted). Rare DETACHED 1-LEVEL home in Cameron Grove 55+ Community. Bring your personal cosmetic touches to this contemporary style home with flowing open floor plan, high ceilings and 2-car garage. Come on in, your living room and dining room are your first views as you arrive home. You can make your way to your bright and open kitchen with plenty of cabinets and choose to sit at your breakfast bar for a quick snack. Or, you may want to settle down in your family room before relaxing in your sunroom (where during Spring and Summer you can capture views of 'nature's greenery' as well as the pond) or rear patio. You may wish to retreat to your owner's suite and/or second bedroom down the hallway from the kitchen, but decide to visit your laundry room to toss in a load of laundry first. Come home and relax or make a pitstop before engaging in the many amenities in this community. It's all up to you! This home has: Renovated bathrooms - ADA compliant (2024), Renovated Patio (extended 4 ft, drain & pillars added) (2023), Solar panels (2024), Carpeted Living and Dining Rooms (2025). This community boasts of many amenities, such as a clubhouse, fitness center, an indoor/outdoor pool, jogging/walking/bike trails, driving range, tennis courts, recreation center, dog park, etc. Location, Location, Location: 4 min drive to Six Flags America, 5 mins to Weis Market, 8 min drive to MVA, 12 min drive to FedEx Field, 13 min drive to Largo Town Center Metro Station, 13 min drive to Prince George's Sports and Learning Complex, 15 min drive to Wegmans and Costco, 14 min drive to Walker Mill Regional Park... You and/or your gue5sts can use public or private transportation to/from basically anywhere. I-495, MD-214, MD-202 are some of the main roadways to get to your home. Come on home to this vibrant community.
Source: BRIGHT #MDPG2139142
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.