13716 Old Creek Ct Parrish, FL 34219
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About this home
Welcome to this beautifully designed Bright Meadow home offering the perfect blend of coastal charm and modern living. From the moment you arrive, you’ll be greeted by lush tropical landscaping, fresh mulch beds, and a wide driveway leading to a spacious garage. Relax on the front porch in a rocking chair and enjoy a morning coffee or evenings on the large lanai with outdoor kitchen and fenced yard. Step inside to a bright and open floor plan where natural light pours through oversized sliding glass doors, seamlessly connecting indoor and outdoor living. The inviting great room features tray ceilings, recessed lighting, and elegant wood-look flooring that flows throughout all the main living and den. The den is located off the great room with gorgeous sliding barn doors. The gourmet kitchen is a true showstopper with crisp white cabinetry, stainless steel appliances, gas cooktop, microwave/wall oven, elegant vent hood, a large center island with seating, and stylish pendant lighting that is ideal for entertaining or everyday living. Around the corner is a butler pantry with wine fridge and a large walk-in pantry closet with wood shelves. The large master suite has a tray ceiling, his/her walk-in closets that lead to the on suite with white cabinetry and a large walk-in shower. Additional details include- walk-in closets in guest bedrooms, 5 1/4 baseboards and 8ft doors. With its timeless design, modern comforts, and prime location, this home offers everything you need to enjoy the Florida lifestyle. This gated community offers a stunning farmhouse style clubhouse, pool, hot tub, fitness center, firepit,4 pickleball courts, dog park and on-site lifestyle coordinator for events. The Ft. Hamer boat dock is a short drive where you can enjoy boating and other water sports. Parrish has many new restaurants, shopping, community park, Ellenton Outlet Mall and plans for new 200 bed trauma hospital. Easy access to Brandon, Tampa, St. Pete and gorgeous beaches. Don’t miss your chance to make this dream home yours!
Source: STELLAR #A4664350
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.