13717 Course View Way Woodbridge, VA 22191
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About this home
Welcome Home. Enjoy your lovely retreat in the vibrant community of Belmont Bay. 13717 Course View Way is an elevator townhome for the 55 + looking to live in comfort and style! This gorgeously maintained 3-level townhome offers Driftwood Polaris Plus Enhanced Vinyl Plank flooring throughout. The ideal blend of space, comfort, and low maintenance living. Enter the lower level to find a large foyer area, bedroom, full bath and recreation room. Up the Oak hardwood stairs with White painted risers including integrated bullnose and Scotia Molding, discover an open concept kitchen, living and dining room along with custom, cellar blinds with remote in the kitchen and plantation blinds throughout the home. The gourmet kitchen features elegant crown molding wood cabinets with Glendale Pull Satin Nickel hardware, Kohler Bellera Pull down Spray Polished Chrome Faucet, Pendant Lights, Spice drawer cabinet, Stainless Steel Appliances, Wall Oven, built in Microwave, 5 burner cooktop with vent hood outside, dishwasher, French Door Refrigerator, Quartz countertops, huge center island with room for bar chairs for extra eating space or guest, spacious Pantry, custom automatic blinds (with Remote) opening to your spacious terrace with gas hookup. While relaxing on the terrace use your Retractable Awning (with Remote) that automatically retracts in severe weather. Entertain with guests or just relax in the Living Room and Dining area with recessed lighting. The upper level features the primary bedroom with tray ceilings, ceiling fan, Recessed lighting, two walk in closet, and ensuite bathroom offering dual vanity sinks, frameless glass shower door with upgraded floor to ceiling Costar Calacatta Empire tile. Two additional bedrooms offer closets, ceiling fans and a full bath with tub shower combination. Laundry room with newly installed washer and dryer and linen closet. All rear windows offer a special UV Coating from the sun. WI-FI Extender Included. Drive into oversized Double Car Garage, featuring Lift master garage door opener wifi, battery backup and camera with extra storage space. The community offers walking trails, social events, golf and recreational activities designed for today’s active lifestyle. Minutes to VRE, I-95, RT 1, shopping, dining and entertainment.
Source: BRIGHT #VAPW2105294
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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