1379 County Street 2977 Blanchard, OK 73010
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About this home
Contemporary elegance meets quiet country living on just over an acre of land! This 4 bedroom, 2 bathroom, 3 car garage home has stylish, hi-end, design features throughout and is located in the sought-after Bridge Creek School District. Step through the expansive front porch with tongue and groove cathedral ceiling, through the front door into the entry with barrel-ceiling and beautiful lighting. The spacious, split, open floor plan feels both grand and inviting. The huge living room wows with soaring ceilings, a huge, modern fan, and a show-stopping custom fireplace that sets the tone for the entire home. The open kitchen is a dream with granite counters, chic glass backsplash, a big farmhouse sink, pantry, breakfast bar, matching appliances and large dining area. Primary suite features a spa-like en-suite bath with a deep walk-in shower, massive standalone, soaking tub, and a walk-in closet you’ll love getting lost in. The 3 additional bedrooms are generously sized with large closets. The guest bath features double sinks, granite counters with leather finish and beautifully tiled tub/shower combo. The built-in mud bench is just outside of the large interior laundry room. The oversized 3-car garage comes complete with room for workbenches and a large in-ground storm shelter. Step outside onto the large covered porch and the sprawling backyard with a custom dog run perfect for pet lovers. This modern retreat also comes with water softer, water purifier/filter system under kitchen sink, well and septic systems that help keep utilities low, drains in backyard to keep water from pooling, UV air scrubber in the HVAC which kills allergens in the air and prevents mold from building up in the ducts, and whole home surge protector to protect the home, and powered items within, from power surges. This beauty is well equipped, super clean and move-in ready. So call us today to see this one for yourself!
Source: MLSOK #1189372
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.