1379 Dolphin Head St Davenport, FL 33896
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About this home
LIVE LIKE A CHAMPION! POOL HOME! FULL GOLF MEMBERSHIP INCLUDED IN THE HOA! Welcome to this beautifully upgraded 4-bedroom, 3-bathroom Kennedy model located in the highly sought-after Phase 1 of ChampionsGate Country Club—just a short walk to The Plaza clubhouse! This elegant residence showcases the perfect blend of sophistication, comfort, and resort-style living. Step inside to discover a gourmet kitchen with quartz countertops, stainless steel appliances, and a spacious open layout ideal for entertaining. The home features brand-new tile floors (March 2025), new carpet in all bedrooms (2024), and fresh interior paint (October 2025)—all complementing the home’s bright and inviting design. Enjoy the Florida lifestyle year-round in your private screened-in pool area, complete with an extended lanai, tranquil water feature, and sun shelf—perfect for relaxing or hosting guests. The outdoor kitchen (2024) and fenced backyard make it an entertainer’s dream. Additional upgrades include all-new windows and sliding glass door (May 2025), electric pool heater (2024), fresh exterior paint (2024), and a roof soft-washed in July 2025, ensuring peace of mind and lasting beauty. Golf carts are permitted on the roads throughout the community! This home is surrounded by world-class amenities, including The Oasis Club (lazy river, tiki bar, fitness center, theater, and more), The Plaza (residents-only clubhouse with pools, bar, restaurant, pickleball, gym, and $75 monthly food credit), and the all-new Retreat Club waterpark. The HOA includes: full golf membership, access to all clubs, lawn care, gated security, cable, internet, phone, and more, CDD and trash are included in the taxes! Just minutes from Orlando’s world-famous theme parks, shopping, dining, and entertainment, ChampionsGate Country Club offers resort-style living at its absolute best. Experience the lifestyle you’ve been dreaming of luxury, leisure, and location all in one!
Source: STELLAR #S5137283
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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