138 Expedition Way San Antonio, TX 78220
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About this home
Introducing 138 Expedition Way, a delightful four-bedroom, two-bath residence nestled in vibrant San Antonio! This home encompasses 1,902 square feet, offering a harmonious mix of comfort and contemporary design. #### Interior Highlights: Upon entering, you'll be greeted by a bright, open layout that invites natural light, featuring stylish vinyl plank flooring throughout. The spacious living area seamlessly connects to the kitchen, creating an ideal environment for entertaining loved ones. The primary bedroom is conveniently located on the ground floor, providing easy access and privacy. Three additional bedrooms upstairs offer ample space for family, guests, or a home office. #### Bedrooms and Bathrooms: This home boasts four generously sized bedrooms, ensuring ample space for family members or guests. Two well-appointed bathrooms are designed for both comfort and convenience. #### Outdoor Living: Step outside to your own private backyard oasis, complete with a deck and plenty of space for outdoor fun or leisurely relaxation. The fully fenced yard provides a secure area for children and pets to enjoy. #### Location Benefits: Located in a welcoming community, this property is in close proximity to schools, parks, and shopping, making it a great choice for families or anyone seeking a tranquil setting. Seize the opportunity to make this charming home your own! Schedule a visit today to discover everything 138 Expedition Way has to offer!
Source: ACTRIS #9337665
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.