1381 Laura St Wrightwood, CA 92397
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About this home
‘ NEW MARKET PRICE “ STRATEGIC PRICE UPDATE ‘ VETERANS WELCOME !!! Hometown Hero Credit. Welcome home to your Wrightwood barndominium! With a unique gambrel-roof, it is brimming with rustic character and modern comforts. In the charming mountain community of Wrightwood. Village is within walking distance. This home has an expansive wrap around deck, patio area and perched higher above the street for privacy and stunning mountain views. This property invites you to relax and unwind on its expansive custom wrap around deck. This 2 story home features 2 bedrooms, one and a half baths., and a versatile bonus room downstairs- perfect for a third bedroom, home office, or home school space. Enter into a spacious light living room with a beautiful beamed and knotty pine high ceiling. Custom barn door style sliding shutters. On those wonderful winter nights, light up the natural rock wood burning fire place and gather around. Waterproof wood style flooring. The open concept kitchen is a chef's dream with Birchwood cabinets with custom hardware. Butcher block counters with tile back splash. Tons of storage and built in shelving. Two movable butcher block islands on wheels with storage, Built in pantry with pull out drawers.Recessed lighting. Dual pane windows. Laundry area down hall way with bathroom across with Travertine tile work. A glass door leads to the outside. . Slider doors lead onto the deck. Upstairs there are two bedrooms and a full spacious remodeled bathroom with custom tile counters which extends all the way around the bath tub and shower. with two shower heads. Front bedroom os very spacious with a large closet. Bed room on other side has a lighted closet. . Step out onto your custom wrap around deck and relax with a great sitting area. Think of dining Al Fresco on our beautiful summer nights. An 8 X 10 shed for extra storage on the back deck. Or maybe a potential play room. Property is cross fenced Plenty of parking. Basement storage. This home is turn key and ready for you to move in. This more than a home a home -- Come experience the peace, privacy, and charm of Wrightwood living. Come enjoy all the mountain activities in all four seasons. Mt. High is right up the road. Become a member of the Wrightwood Country Club.. There is a waiting list. Wrightwood Elementary is right down the road. Concrete septic tank.
Source: CRMLS #CV25121283
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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