13818 Custis Sq Woodbridge, VA 22191
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About this home
Welcome home to 13818 Custis Square — a stunning three-level end-unit townhouse in the sought-after Belmont Bay community with a 3% assumable VA loan. Boasting over 3,300 square feet of finished living space, this home combines elegant design, thoughtful upgrades, and an unbeatable location just one block from the scenic Occoquan River. Step inside to a bright and open main level featuring gleaming hardwood floors, crown molding, and a spacious family room anchored by a cozy gas fireplace with built-in shelving. The formal living and dining areas provide the perfect backdrop for entertaining and elegant touches of crown molding and chair rail. The gourmet kitchen is both stylish and functional, with upgraded stainless steel appliances, double oven, granite countertops, a decorative tile backsplash, and breakfast bar seating, this space truly serves as the heart of the home. Upstairs, unwind in the open loft, ideally positioned as the central connection point for the bedrooms. The primary suite offers a serene retreat with crown molding, ceiling fan and expansive walk-in closets. The ensuite bathroom impresses with dual vanities, a seated makeup area, large corner shower, a luxurious soaking tub, and a modern bidet toilet for a spa-like experience. Additional bedrooms are generously sized and share a well-appointed hall bath with dual vanity sinks. The conveniently located laundry room makes everyday living effortless with a front loading washer & dryer and added shelving for storage. An additional top floor features a versatile loft that can serve as a media room, home office, or guest suite, complete with a full bathroom offering endless possibilities. Enjoy peaceful moments on the welcoming, private front porch, nestled at the back of Custis Square’s charming courtyard setting. Additional outdoor space is found on the private fenced rear patio with a new retractable awning. The dual-zone HVAC unit has been thoughtfully repositioned for quiet and comfort while enjoying the shaded patio. The attached two-car garage offers ample storage and includes a 220-volt plug for electric vehicle charging. Living in Belmont Bay means access to exceptional community amenities, including walking trails, a marina, pool, tennis courts, and beautifully maintained common areas. HOA coverage even includes lawn maintenance, offering a low-maintenance lifestyle with high-end appeal. Perfectly situated for commuters, this home provides easy access to I-95, the VRE, and nearby shopping and dining options of Potomac Mills and Stonebridge.
Source: BRIGHT #VAPW2105628
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.