1382 N Ladonia Dr Pueblo, CO 81007
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About this home
Welcome to Your Ideal Country Retreat! Discover the perfect blend of rural charm and modern comfort in this beautifully maintained 3-bedroom, 2-bath ranch home, nestled on 1.09 acres. Zoned A3, this property offers the flexibility for a small homestead or simply a spacious, peaceful haven for your family. Step inside to a bright and inviting living room with plush carpeted floors, flowing into the open dining area and kitchen. The dining space features elegant luxury vinyl flooring and a convenient walk-out to the backyard—perfect for entertaining or enjoying a quiet meal outdoors. The heart of the home, the kitchen, boasts stunning white cabinetry, granite countertops, a stylish tile backsplash, stainless steel appliances, a large center island, and a pantry. A window over the sink offers a lovely view of the expansive backyard. The spacious primary suite is a true retreat, featuring a walk-in closet and a luxurious 5-piece ensuite bath complete with an oversized shower, double vanity with granite counters, and a deep soaking tub. Two additional bedrooms, a full bathroom, and a generously sized laundry area round out the thoughtfully designed main-level floorplan. Outside, the fully fenced yard—with durable steel posts designed to withstand strong winds—offers plenty of room for outdoor fun and family activities. Kids will love the King Kong Double Whammy Green Machine Play Set, providing hours of entertainment right in your own backyard. Additional features include: Heated toe-kick under the vanity of each bathroom Washer and dryer All-electric home with efficient heating and cooling provided by two mini split units, allowing individual room temperature control 3-car attached garage with two openers Full crawlspace for extra storage Whether you're dreaming of a small homestead or simply a peaceful escape with room to roam, this property is a rare find. Don’t miss the chance to own your own slice of country living—schedule your showing today!
Source: PPMLS #4454850
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.