13836 Kinsale St Riverview, FL 33579
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About this home
Stunning POOL Home with Lake view in Riverview, Fl Welcome to your dream Home! This beautiful, upgraded property features 3 spacious bedrooms,2 modern bathrooms, and versatile flex room that can be used as a home office, gym, or guest bedroom. The entire home has been renovated with luxury vinyl flooring, with no carpet anywhere! Enjoy a bright and open living room, a spacious dining area perfect for unforgettable family dinners with a gorgeous view of the pool, and fully remodeled Kitchen featuring a luxury backsplash, new stainless-steel appliances, (refrigerator, stove, microwave and dishwasher), and elegant finishes through. The laundry room is generously size and include a new washer and dryer. The primary suite is large and features a massive walk-in closet. Both bathrooms have been completely remodeled with glass shower doors and porcelain tiles. The backyard has a Fiberglass POOL/SPA, saltwater pool that includes a spa with jets, color changing LED lights, and beautiful TRAERTINO FLOOR surrounding the pool. Enjoy your afternoons while taking in the stunning lake view in front of the pool. The entire backyard is fully fenced for privacy and includes a Child Safety Magnetic pool fence Gate Latch for safety. Additional features include: -Screened back patio - Front screening around front door entry -Outdoor sink in the garage for any easy cleanups -Security camaras around property for safety -2-car garage This home is located in a respectful, peaceful community that offers walking trails, a clubhouse, multiple playgrounds, dog parks, community pools, a soccer field, and basketball courts. It is near restaurants, shopping center, hospitals, beaches, Tampa international Airport, and major highways. Don't Miss this opportunity to own a beautiful home in one of Riveriew's best neighborhoods!
Source: STELLAR #TB8438832
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.