13848 Vista Del Lago Blvd Clermont, FL 34711
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About this home
Discover the perfect blend of comfort and convenience in this expansive home located in the heart of Clermont, renowned for its picturesque chain of lakes, rolling hills, and abundant outdoor activities. Step inside to find a spacious open floor plan that invites both relaxation and entertainment. The formal living room, dining room, and family room seamlessly connect, creating an ideal space for hosting gatherings. The open kitchen flows effortlessly into the main living area, ensuring you never miss a moment with family and friends. This home boasts four generously sized bedrooms, with two featuring en-suite bathrooms for added privacy and convenience. The owner's suite is a true retreat, featuring two walk-in closets, a luxurious bathroom with double sinks, and a soothing jetted tub alongside a separate shower. Designed with a split bedroom layout, three additional bedrooms are located on the opposite side of the home, one of which has its own private bathroom. Abundant natural light fills the space, enhancing the warm and inviting atmosphere throughout. Recent updates include a roof that is less then 8 years old, a brand-new AC and handler installed in 2023, and a septic system that was cleaned out less than two years ago, ensuring peace of mind for years to come. Enjoy exclusive access to the community park, complete with a gated lock for security. Spend your days fishing off the large dock or hosting picnics at the designated tables while taking in the stunning sunsets that this tranquil setting offers. Situated just off Highway 27, this property is ideally placed near excellent schools, a variety of restaurants, and local amenities Don’t miss the opportunity to make this beautiful home your own!
Source: STELLAR #O6321049
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.