1385 11th Ave Deland, FL 32724
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About this home
Welcome to your move-in ready oasis at 1385 11th Avenue, DeLand, FL 32724 - a beautifully remodeled, concrete-block, 4-bedroom, 2-bathroom split-plan home in the heart of Daytona Park Estates combining privacy, modern comfort, and smart value. Step inside to discover 1,710 sq ft of open living space with recent upgrades throughout: fresh interior & exterior paint, LVP & ceramic tile flooring in main areas, lush carpet in bedrooms, upgraded lighting with ceiling fans. The kitchen dazzles with granite countertops, stainless steel appliances, a huge walk-in pantry, and white cabinetry offering both style and function. The master suite is roomy and serene; the bathrooms have been thoughtfully updated. Impact-rated Windows installed 2023, Roof and Gutters replaced in 2022, HVAC system just 5 years old, stabilizing piers professionally installed in 2022 for long-term structural confidence, Generator Hookup, Whole-house Water Filtration and Softener + Reverse Osmosis System under kitchen sink – making this home low maintenance and worry-free. Private Septic system and well water keep utility costs low. Outdoors is your own resort-style retreat: a pool (installed 2023) heated via solar tubing; a lush, private fenced backyard on over a quarter acre lot; raised garden beds; fruit trees including banana, lemon, lime, and moringa. Perfect for entertaining or peaceful relaxation. Bonus: this home sits elevated despite being in Flood Zone A; no known history of water intrusion even in recent storms/hurricanes. Access is via paved roads almost all the way; the final stretch is a county-maintained private dirt road that adds charm and seclusion without sacrificing convenience. Location offers peace and privacy, yet you're only minutes from shopping, schools, dining, and DeLand’s charming downtown. 20 miles to Daytona Beach. 5 miles to I-4/SR 44 interchange for easy commute to Orlando. HVAC, roof, pool, kitchen—all ready for your enjoyment from day one. Don’t miss this one… move in before the holidays!
Source: STELLAR #V4944933
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.