1385 Vayda Ct Marietta, GA 30066
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About this home
Savvy buyers, take note— this stylish townhome comes with a 2.99% FHA assumable loan and also qualifies for a 3.99% interest rate, no money down, and no PMI! You can take over this incredible low-interest rate and save big on monthly payments — or explore the alternative financing program for even more flexibility and savings. Step into style and comfort in this beautifully maintained, four-year-young end-unit townhome located in one of the area’s most desirable communities! Featuring a bright, open-concept floor plan and luxury vinyl plank flooring throughout the main level, this home is designed with modern living in mind. The chef-inspired kitchen boasts granite countertops, stainless steel appliances, an oversized island with seating, a generous walk-in pantry, and ample cabinet storage—perfect for everyday living and entertaining alike. Just off the kitchen, you’ll find a convenient half bath and a deep storage closet. Step outside to the private patio, ideal for grilling, relaxing, or hosting friends and family. As an end-unit, the home is filled with natural light streaming through expansive windows, creating a warm and inviting atmosphere throughout. Upstairs, plush carpeting adds comfort to the versatile loft space, great for a home office, playroom, or reading nook. The spacious primary suite offers a peaceful retreat with a walk-in closet and spa-like ensuite bath. Two additional bedrooms, each with their own closets, share a well-appointed full bath. This vibrant community offers fantastic amenities including a large dog park, playground, and firepit area—perfect for evening gatherings and making new connections. And the location? Truly unbeatable—just minutes from major highways, Kennesaw State University, local parks, popular restaurants, and everyday essentials like Costco, Whole Foods, and Target.
Source: FMLS #7653715
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.