139 Newcourt Pl Boerne, TX 78006
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About this home
Set on a private greenbelt lot in desirable Regent Park, this white brick home has charming curb appeal with a wonderful front porch, double doors and a side entry three car garage. A grand entry with soaring ceilings leads you into a foyer with wide-plank white oak floors, study with double french doors, formal dining room and a large open living room and gourmet kitchen. The open layout is filled with beautiful oversized windows, natural light and a wonderful fireplace. The kitchen is designed for gathering with large center island, oversized cabinets, stainless steel appliances, gas range, double oven, Quartz countertops and herringbone-tiled backsplash. Two bedrooms are on the main floor, including a serene primary suite with soaking tub and oversized shower. Upstairs, three additional bedrooms, two baths, a media room with surround sound, and a second living area provide space to stretch out. Outdoors, the covered porch includes an outdoor kitchen and speaker system, overlooking a deep, fenced yard lined with oaks. Deer drift past at sunrise, cardinals flash through the trees. Enjoy the amazing neighborhood amenities including community pool, clubhouse and playground. Zoned to highly acclaimed Boerne school district.
Source: SABOR #1890896
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.