139 Sago Ct Summerville, SC 29486
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About this home
** Seller excited to PAY $5,000 towards Buyer Closing Costs and One Year Home Warranty ** Welcome to 139 Sago Court - a beautifully maintained two-story home tucked away at the end of a quiet cul-de-sac in the highly desirable Cane Bay community of Summerville, SC-- this rare gem offers one of the largest backyards in the neighborhood, backing up to a serene wooded buffer for maximum privacy! 2534 Sq Ft | 4 Bedrooms | Flex Room | 3.5 Bathrooms | Formal Dining Room | 2-car Garage From the moment you arrive, you'll love the curb appeal--lush landscaping, mature palm trees, and a charming front porch perfect for sipping tea. The heart of the home is the upgraded kitchen that opens to the living and casual dining area, ideal for entertaining and everyday living. Upstairs, you'll findgenerously sized bedrooms including a spacious primary suite with walk-in closet and private bath. Step out back and fall in love with the private spacious backyard, an absolute dream! Enjoy endless green space for gatherings, pets, or future pool plans! Relax in the screened-in porch, host backyard BBQs, roast s'mores, or grow your own veggies all while enjoying views of the tranquil woods behind you. Additional features include: Massive Flex/Bonus Room, Formal Dining Room with Coffered Ceiling, HERS tested: 30% more Energy-Efficient than average home, Stainless Steel Refrigerator INCLUDED, Dual Master Suites (attached private bathroom), Butler's Pantry, 1-Year Home Warranty, Washer & Dryer INCLUDED, Fresh Landscaping: Palm Trees + wrap-around Rock Garden Bed with Solar Lighting, current Termite Bond, Professional Deep Clean prior to closing truly move-in ready, Tankless Water Heater, Mudroom, 2-car finished Garage with Epoxy Coating + Overhead Storage, Rain Gutters, Fresh Interior Paint, and much more! Located in a desirable neighborhood within walking distance of schools K-12, Publix Super Market, restaurants, and much more! Easy access to major employers, shopping, dining, healthcare, parks, public boat landings, fitness centers and top-rated schools, this move-in-ready home offers peace, space, and lifestyle. Whether you're relaxing on the front porch or enjoying the peace and space of your backyard retreat, 139 Sago Court is Lowcountry living at its finest. Don't miss this rare opportunity!
Source: CTAR #25021584
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.