139 Scotts Bluff Dr Simpsonville, SC 29681
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About this home
Price Reduced! Newly Reintroduced – with a fresh NEW listing (MLS 1567378) in late August! Welcome to 139 Scotts Bluff Drive, this beautiful 4-bedroom, 2.5-bathroom home set on a generous .58-acre lot with mature trees and a private backyard is the oasis ready for you to enjoy this Fall! This home has been pre-inspected, and repairs completed-- you can't beat this deal. Greeting you upon entry of the home is the grand two-story foyer leading you into the private office or study with French double doors. Across the hall are the formal living room and spacious formal dining room that are perfect for hosting family and friends. The kitchen is the heart of the home, featuring a center island with bar seating, granite countertops, tile backsplash, stainless steel appliances, and ample pantry and cabinet space. Open to the kitchen is the great room with a gas log fireplace. The half bathroom and laundry room are also conveniently located on the main floor. Upstairs, the home features four well-appointed bedrooms, including a spacious primary suite with a gorgeous en-suite bathroom and huge walk-in closet. Down the hall, the possibilities are endless in the 20’x16’ flex room with walk in closest for a 5th bedroom, playroom, game room, man cave, craft room… you name it! Outdoors, the property truly shines. Mature trees surround the backyard, creating a sense of serenity and privacy. The expansive backyard is calling your name, whether you’re dreaming of summer barbecues, a play area, or a quiet retreat under the covered patio pergola to enjoy the outdoors. Enjoy the social amenities such as the community pool and playground. Conveniently located ~ 7 miles from Five Forks shopping and dining and Downtown Simpsonville- you can’t beat it! With its spacious layout (over 3200 Square Feet), a 3-Car Garage, natural setting, and an inviting design, this home is the perfect place to create lasting memories. Pre-Listing Home Inspection provided in MLS documents. Thinking of adding an in-ground pool? The septic is in the front! Don’t miss the opportunity to make it yours, schedule your private tour today.
Source: GREENVILLESC #1567378
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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