13907 Waverton Ln Huntersville, NC 28078
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About this home
Experience comfortable living in this sought-after Carrington Ridge 3-level townhome, featuring three private en-suite bedrooms! Step onto the inviting front porch with a brand-new storm door and enter directly into a spacious living room highlighted by soaring ceilings and elegant bamboo flooring. Relax by the electric fireplace or flow seamlessly into the formal dining area, which opens to a generously sized kitchen and breakfast area. The kitchen boasts updated quartz countertops, a sleek black sink with modern fixtures, and a new microwave. The bright breakfast area extends to a covered, screened-in patio lined with pecan-stained bead board, then out to a paved area and low-maintenance greenspace — perfect for easy access to the garage, which offers extra storage. Upstairs, wood stairs lead to the second floor where you'll find new carpeting and two en suite bedrooms, each with walk-in closets and updated bathrooms. One bedroom is enhanced with a brand-new Murphy bed for added versatility. The third floor offers another en suite bedroom with a cozy sitting area — can be used as a tv room — along with a renovated bathroom and new built-in closet space. This level also includes a dedicated podcast room that could easily serve as a studio or extra closet. Additional features include new ceiling fans, updated lighting, and added shelving throughout. This home combines modern updates with flexible living spaces for your convenience and enjoyment!
Source: CANOPYMLS #4300909
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.