13911 Lazada San Antonio, TX 78245
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About this home
**Welcome to 13911 Lazada - A Spacious 5-Bedroom Home with Modern Luxuries & a Private Movie Theater!** This stunning 5-bedroom, 4-bathroom home offers the perfect blend of comfort, style, and functionality. Thoughtfully designed with both entertaining and everyday living in mind, the layout includes multiple flexible spaces ideal for a home office, entertaining, or relaxing in privacy. **Main Level Highlights:** - Step into a long entryway that opens into a beautifully designed layout. - A bedroom and full guest bathroom provide convenience for visitors or multi-generational living. - The enclosed laundry room with built-in shelving keeps your space tidy and organized. - A charming breakfast bar nook-referred to by the builder as the "planning room"-adds a stylish and functional touch. - The open-concept kitchen features quartz countertops, a designer tile backsplash, and a large island ideal for casual dining or entertaining. - Flowing seamlessly from the kitchen are the dining and living areas, perfect for gatherings. - The private master suite is tucked away for serenity, complete with a spa-like ensuite bathroom including a garden tub, walk-in shower, dual vanities, and a spacious walk-in closet. **Upstairs Features:** - A spacious loft offers the perfect spot for a game room or lounge area. - Three additional bedrooms and two full bathrooms provide plenty of room for family or guests. - Enjoy cinematic experiences in your dedicated media/theater room, outfitted with surround sound speakers for immersive movie nights. **Additional High Tech Perks:** - Solar panels for energy efficiency and lower electric bills. - Security system through Surety (monitoring available at $22/month). - Google Smart Home integration for lighting, security, and climate control. With high ceilings, generous square footage, and modern upgrades throughout, **13911 Lazada** offers the ideal balance of luxury and practicality-perfect for anyone seeking a stylish, tech-savvy, and comfortable place to reside.
Source: SABOR #1862817
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.