13911 State Route 38 Marysville, OH 43040
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About this home
LIVE THE LAKE LIFE HERE: CONCRETE VALUE + PRICELESS AESTHETICS = A BEST VALUE HOME! SEE EXTENSIVE UPGRADES LIST IN MLS DOCS. SEE DRONE VIDEO VIA PHOTOS! Live easy on just the entry level of this ranch home BUT you'll also have your fully finished lower level with a patio/lake/dock walk-out that calls to Celebrate! Front Porch Entrance invites through beveled glass door to spacious center-hall foyer with sizable Office on your right and convenient Dining Room on your left. Then, Great Room with Impressive Kitchen accented by unique poured resin counters, Island Seating, Stainless Appliances, Five-burner Gas Stove with Double Oven, Bay Window for Everyday Dining, and Spacious Living Room including a cozy corner fireplace. ALL WITH A PRICELESS VIEW FROM SUNRISE THROUGH ALL YOUR SUNSETS! Raised deck can be accessed by Hall or Primary Bedroom patio doors. Appealing upgraded En Suite includes double sinks, Japanese Soak Tub and wheel-in accessible Shower. First Floor Laundry. Second Bedroom, Second Full Bath. Solid six-panel oak doors, beautiful hardwood floors, many new blinds. One floor living: Complete! But WAIT, COME DOWNSTAIRS! Great Room here includes 2ND FULL KITCHEN WITH ISLAND, POOL TABLE AREA, FIREPLACE, WALK-OUT TO PATIO WITH DOCK, BOATHOUSE W/220 WIRING FOR FOUNTAIN IF YOU LIKE, CANOE & PADDLE-BOAT. Two more bedrooms, 3rd full bath, Media Room complete the Home. Multi-Generational Living? Outstanding Guest Space? Holiday Hosting? Choices! Two floors of new insulated windows face the lake! New HVAC! Fresh Paint! YOUR LAKE IS CALLING! Financing: 62 years old +? Inquire about ''The Senior Discount of Real Estate'' with Lifestyle Home Loan info in Docs; Current assumable 2.29% mortgage.
Source: COLUMBUSOH #225035047
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.