13944 Aden Rd Nokesville, VA 20181
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About this home
The Best Kind of History-brand new where is counts-4 Bedroom Septic Perc meets Historic Sully Plantation Charm. Approved and Installed & Ready for the first Flush! Brand new septic system installed for a 4 bedroom house, rest assured this important upgrade will be worry-free for the future. Welcome to a home that’s as unique as it is charming—a stunning replica of the historic Sully House in Virginia, blending timeless Federal-style architecture with modern-day comfort and function. If you’re looking for character, privacy, and space—this is it. Set back approximately 0.3 miles off Aden Road, this peaceful 5-acre retreat offers seclusion and natural beauty, with vibrant flowering bushes, mature trees, and lush landscaping surrounding you at every turn. From the moment you arrive, the wide front porch and blooming hydrangeas invite you to slow down and stay awhile. Inside, you’ll fall in love with the 10-foot ceilings, oversized rooms, and cozy fireplaces in nearly every corner of the home—adding warmth and charm to each living space. A main-level bedroom and an office or sitting room offer flexible options, while the step-down family room features a wood-burning stove, built-in bookshelves, and access to the private backyard. The farmhouse-style kitchen flows into an expansive mudroom—complete with a sink, pantry, storage, and even a shower, perfect for cleaning up after tending the fenced-in garden or caring for the chickens (yes, the chicken coop conveys!). Enjoy outdoor living from the covered back porch or open-air patio—ideal for coffee at sunrise or starry nights in the hot tub. Upstairs, you’ll find three spacious bedrooms, two full baths, and a large laundry room. On the third level is a dreamy loft with two sets of built-in full-size bunk beds and shelving—perfect for a homeschool space, guest quarters, or playroom. The fully finished lower level includes a playroom, home gym, TV area, and a full bath. Outside, you'll love the oversized detached two-car garage—ideal for all your hobbies, gear, and tools—and a separate woodshed to keep your cozy fireplaces fully stocked year-round. This one-of-a-kind home offers more than just a place to live—it offers a lifestyle you’ll love. Come experience the charm before it’s gone!
Source: BRIGHT #VAPW2100500
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.