13950 Bucknell Cir Peyton, CO 80831
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About this home
Discover unparalleled country living in this expansive 3,844 sq ft, 6-bedroom, 4.5-bathroom home, perfectly situated on just under 5.5 acres of flat, usable land in desirable Eastonville, on the eastern edge of the Black Forest. This property offers the perfect blend of space, privacy, and modern comfort. The heart of this home is its truly amazing kitchen, designed for both serious cooking and entertaining. It boasts tons of counter space, a huge center island, dual sinks, a gas range/oven, and a built-in electric oven. A long breakfast bar with included bar chairs provides casual dining. Adding to its appeal, the kitchen is flooded with natural light from solar-powered smart skylights. Relax and entertain on the large back deck, or explore your vast, fully fenced property. The lightly treed lot includes charming dwarf fruit trees planted by the previous owner, and a dedicated fenced dog kennel area. A substantial 10x30 shed provides ample storage for all your equipment and toys. Comfort continues indoors with two wood-burning stoves on the main level (one requires repair), offering cozy warmth during cooler months. The large primary bedroom features a luxurious en-suite bath with dual vanities and a spacious soaking tub, creating a private oasis. This home also comes with numerous valuable extras, including an additional refrigerator, a chest freezer, two mini-fridges, and a riding lawnmower to maintain your beautiful acreage. With its generous size, incredible kitchen, vast fenced land, and desirable location, this Eastonville gem is a unique opportunity for those seeking a tranquil and well-equipped rural lifestyle. Don't miss your chance to make this exceptional property your own!
Source: PPMLS #1096873
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.