14 Egret Ct Stafford, VA 22554
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About this home
Nestled in the Brentsmill community, this 4 Bedroom, 3 Full Bath ,Colonial-style residence offers a blend of peace and comfort, perfect for those seeking a relaxed lifestyle. Built in 2012, this detached gem shows details and modern conveniences, making it an ideal sanctuary for relaxation and entertaining. The spacious layout features a thoughtfully designed floor plan, highlighted by a full basement that presents endless possibilities for customization-whether you envision a home theater, a personal gym, or a cozy retreat. While appliances are not detailed, envision a space that invites creativity and connection, perfect for hosting intimate gatherings or enjoying quiet evenings at home. The seamless transition from the kitchen to the living areas fosters a sense of togetherness, making every moment spent here feel special. Retreat to the generously sized bedroom, a tranquil haven designed for restful nights and rejuvenating mornings. The absence of full and half bathrooms allows for a unique opportunity to personalize the space to your liking, ensuring that every detail reflects your individual style and preferences. Outside, the property boasts an attached garage with a convenient garage door opener, providing both security and ease of access. While the home does not feature a pool, the surrounding Brentsmill community offers a serene environment, perfect for leisurely strolls and enjoying the beauty of nature. This residence is not just a home; it's a lifestyle. With its prime location and sophisticated design, it invites you to experience the best of suburban living while remaining close to urban conveniences. Whether you're seeking a peaceful retreat or a vibrant community, this property offers the perfect backdrop for creating cherished memories. Discover the unparalleled charm and sophistication of this Brentsmill treasure, where every detail has been thoughtfully curated to provide a luxurious living experience. Embrace the opportunity to make this exquisite residence your own and enjoy a life of comfort and peace.
Source: BRIGHT #VAST2043506
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.