14 Glenwood Ave Catonsville, MD 21228
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About this home
Life is Great in 21228! Timeless Craftsmanship Meets Modern Comfort in the Heart of Catonsville Step into the perfect blend of historic charm and modern comfort in this beautifully maintained Craftsman-style home. With nearly $70,000 in thoughtful improvements, this 3-bedroom, 1.5-bath property retains its character while offering the updates today’s buyers appreciate. From the moment you arrive, the inviting front porch sets the tone, perfect for quiet reading, relaxing evenings, or greeting neighbors on warm summer nights. Inside, you’ll find a bright and welcoming kitchen with granite countertops, stainless steel appliances, refrigerator ( 2024), dishwasher (2023) a convenient pantry, and timeless finishes that make cooking and entertaining a joy. The home also features wood floors throughout the majority of the house, fresh paint, and an HVAC system update (2025) for improved comfort and efficiency. A newer roof (2017), new gutters and soffits (2025), electrical panel upgrade to 200 amps, and recent air sealing and added insulation provide peace of mind, energy efficiency, and long-term value complete the list of thoughtful upgrades. The outdoor living space is a true highlight. This urban oasis features a spacious Trex deck (2024) with shade provided by a flat pan awning. The deck is beautifully framed by two Red Rocket Crape Myrtle trees just entering their prime years and overlooks a charming backyard with a pergola and retaining wall—a perfect setting to unwind in the evening or host a casual football game watch party with friends on a crisp fall afternoon. Whether relaxing in the shade or entertaining under the stars, this backyard retreat offers comfort and charm in every season. Located just minutes from vibrant downtown Catonsville, you’ll love easy access to local shops, restaurants, farmers markets, live music, and community festivals that give this area its signature “Music City, Maryland” vibe. Commuters will appreciate the convenient proximity to I-695, I-70, and Route 40, making travel to Baltimore, Ellicott City, and beyond effortless. Combining historic character, modern updates, and inviting indoor and outdoor living spaces, this Craftsman-style gem offers the very best of Catonsville living.
Source: BRIGHT #MDBC2143224
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.