14 Winged Foot Cir W Abilene, TX 79606
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About this home
Welcome to this stunning 5 bedroom, 3.5 bath executive home perfectly situated on the beautiful Fairway Oaks Golf Course at Hole 13! This spacious 2-story home is designed for comfort, entertaining, and relaxed living with gorgeous views inside and out. Step inside to find two living areas and two dining spaces, giving you plenty of room for gatherings. Both living rooms feature cozy wood-burning fireplaces, while the upstairs living room is a showstopper with built-in bookcases framing the fireplace. The kitchen is a chef’s dream with granite counters, stainless steel appliances, two pantries, a breakfast bar, and a built-in desk for added convenience. The home’s flexible layout includes a bonus room upstairs, offering endless possibilities. The garage with epoxy floors and a window unit is currently set up as a game room, adding even more space for fun and entertainment. Throughout the home, you’ll love the timeless touch of plantation shutters. Step outside to your personal retreat with a sparkling in-ground pool featuring a water feature and tanning ledge, a separate hot tub, and a playset that stays with the home. The mature landscaping and peaceful golf course views create the perfect backdrop for relaxation. Other highlights include a new roof to be installed and thoughtful updates that make this home truly move-in ready. With so much flexibility and beauty, this is a rare opportunity to own a home that truly has it all!
Source: NTREIS #21052543
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.