140 Creedmore Dr Liberty Hill, TX 78642
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About this home
Tucked away in the peaceful countryside of Liberty Hill, this beautifully updated 3-bedroom, 2-bath manufactured home sits on a generous .80-acre lot, offering the ideal blend of privacy, nature, and comfort. Living at 140 Creedmore Dr feels like a retreat, with quiet starry nights and daily visits from antelope and axis deer creating a serene, almost magical setting. Whether you're sipping morning coffee on the porch or enjoying the sights and sounds of Texas Hill Country, this home provides a calming escape just close enough to all necessary conveniences. Inside, thoughtful upgrades make the space inviting and move-in ready. The renovated kitchen features a brand-new refrigerator, range, dishwasher, and a charming farm-style sink. New laminate flooring and carpet extend throughout the home, with the carpet carrying a one-year transferable labor warranty. The water heater was replaced within the past year, and a new roof was installed in 2021. Both bathrooms have been refreshed with new flooring, refinished tubs and showers, updated fixtures, and modern sinks. The septic system was recently cleaned in May for added peace of mind. Just a short walk away, the private neighborhood park and stocked fishing pond offer the perfect place to relax and connect with nature and neighbors alike. ***Bundled service pricing available for buyers. Connect with the listing agent for details.
Source: ACTRIS #1280337
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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