1400 Franconia Ave Deltona, FL 32738
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About this home
AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. Welcome home to this updated, beautifully maintained 3-bedroom, 2-bath residence (plus a New Roof!) on an oversized corner lot across from Lake Theresa. From the moment you step inside, you’ll feel the warmth and care that has gone into every detail. Built and lovingly maintained this home has been thoughtfully updated throughout—including a brand-new roof. Wide-plank, wood-look porcelain tile runs seamlessly through the living spaces, accenting the home’s open layout, high ceilings, and abundant natural light. The remodeled kitchen serves as the heart of the home, showcasing white shaker cabinetry, natural-stone counters, subway-tile backsplash, stainless-steel appliances, farmhouse sink, and breakfast bar—perfect for casual dining and entertaining. The adjoining living area features a custom tile-accent wall and French doors leading to the spacious screen porch and private backyard, creating effortless indoor-outdoor flow. The primary suite offers a double-vanity bath with updated fixtures, while the hall bath mirrors the same modern, stylish finish. A dedicated interior laundry and 2-car garage add everyday convenience. Outdoors, enjoy your own private retreat: a 10×24 screened porch with removable vinyl windows, a central wooden deck, stamped-concrete patio, and full vinyl fencing—ideal for gatherings or quiet evenings under the stars. Additional improvements include a 2019 water heater, 2019 HVAC, 2018 septic and drain field, fresh interior and exterior paint, ceiling fans, Hembra pull-down shades, and garage screen doors. Located just minutes from I-4, Orlando, and the beaches, this home perfectly blends comfort, style, and a peaceful setting. Move-in ready and lovingly cared for—come see why this home has been cherished from the first step to the last. Offers may be entered ONLINE through Wednesday, November 5, 2025 at 1:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.
Source: STELLAR #O6336737
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.