14003 Highview Dr Dalton, OH 44618
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About this home
Welcome to your dream home in the highly sought-after Lake Harmony subdivision, where everyday living feels like a getaway. This vibrant lake community is centered around the scenic, 30-acre Lake Harmony, offering two private beach areas for swimming, as well as a boat dock perfect for jet skis and boating adventures. This spacious split-level home blends comfort and style with recent updates throughout, including new stainless steel appliances, a new furnace, water softener, updated windows, hardwood floors and carpeting, as well as new door hardware and faucets. Enjoy entertaining in the large custom kitchen featuring Corian countertops, a generous center island, and an open flow to the dining room and living spaces. Cozy up by the wood-burning fireplace with blower in the expansive family room, or step outside to relax on the deck or brick patio overlooking professionally landscaped grounds. With a thoughtful layout, modern upgrades, and an unbeatable location, this home offers the perfect combination of privilege and peace in a true lake community. Don't miss this rare opportunity to own in Lake Harmony, where lifestyle meets location.
Source: MLSNOW #5137996
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.