$742,500

14009 Middleton Way Tampa, FL 33624

$3,712/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

A Rare Carrollwood Village Gem — Fully Updated, Thoughtfully Designed, and Ready to Impress. Welcome to 14009 Middleton Way, where modern elegance, timeless comfort, and Florida lifestyle come together in perfect harmony. Tucked away on a quiet cul-de-sac in the heart of Carrollwood Village, this beautifully updated 5-bedroom, 3-bathroom pool home offers everything today’s discerning buyers are searching for—spacious interiors, quality upgrades, and an unbeatable location. From the moment you arrive, the pride of ownership is clear. The freshly painted exterior, mature landscaping, and inviting front entry set the tone for what lies inside: a warm, welcoming space designed for both everyday living and stylish entertaining. The fenced in backyard is secluded making hot summer afternoons or even cool winter nights the place to be. This is more than a home — it’s a lifestyle, right in one of Tampa’s most sought-after communities. Schedule your private tour today and experience the magic of Middleton Way for yourself. Fence 2024, gutters 2023, windows and sliding doors 2021, salt water pool pump 2023, exterior and interior paint 2025.

5 bedroom
3 bathroom
2,375 sqft
8,395.0 sqft
Single Family
Built in 1983
2 car garage
Air conditioning
Fireplace
Private pool

Source: STELLAR #TB8422211


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 07:36 am
Listing agent: Carter Clarke, IV (727) 403-5372
Listing provided courtesy of: REALTY EXPERTS (727) 888-1000
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8422211
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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