1401 Clubman Dr Davenport, FL 33896
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About this home
Welcome to a home that just feels right. This corner lot beauty has an upgraded look, a cute front porch, and a classic tile roof. It's the kind of place that makes you smile as you pull into the driveway. Inside, the open space is bright and airy, with tons of natural light pouring in. The layout feels comfortable and connected, perfect for hanging out with family or having friends over. The kitchen is the heart of it all—it has gorgeous granite countertops, nice wood cabinets, and stainless steel appliances. That big island is where everyone will gather, whether it's for a quick breakfast or just to chat while you cook. With 4 bedrooms and 3 bathrooms, there's plenty of room to spread out. The main bedroom is a great escape, with its own bathroom and a huge walk-in closet for all your clothes. The lanai out back is ready for you to make it your own—imagine relaxing there with a cup of coffee or grilling with friends. This place isn't just a house; it's a lifestyle. Living in this gated community gives you access to some seriously cool perks. You get to use the private clubhouse, a resort-style pool, a gym, and courts for tennis and pickleball. There's even a restaurant, a bar, and a game room right there in the neighborhood. Your HOA fees are a great deal, too—they cover a $75 monthly credit for food and drinks, your internet, cable, phone, lawn care, trash, and even a full membership to the golf and tennis courses. You can even drive your golf cart around the community, which is super convenient. The location is a huge plus. You're in Champions Gate, just a few minutes from all the big theme parks, great restaurants, and fun shopping. This home is the perfect mix of comfort, style, and amazing amenities. Come see it for yourself and feel the difference.
Source: STELLAR #O6346607
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.