14010 Briars Cir Unit 204 Unit 204 Midlothian, VA 23114
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About this home
Is Pickleball your thing? Charter Colony has courts. Welcome to this beautifully maintained 2-bedroom, 2-bath condo located on the second floor of a charming 4-story low-rise building in the heart of Westwood Village. Experience vibrant, resort-like living in Charter Colony! This exceptional community offers a strong sense of connection and an impressive array of amenities, including three clubhouses, two swimming pools, tennis and pickleball courts, multiple playgrounds, and a scenic park with a pavilion. Colony Park, on Charter Park Drive, features a playground, sand volleyball court, open field with a soccer goal, covered pavilion, restrooms, and a stage for year-round community events. The lively community calendar includes food truck nights, karaoke, bingo, and social groups such as the Bridge Club, Book Club, Game Days, Concert Series, and Needlework Club. Inside, this spacious 1,658 sq ft condo features elegant Tiffany-style light fixtures throughout—gracing the foyer, kitchen, casual dining area, and formal dining room—adding a warm, custom touch. The large living room includes a gas fireplace with a custom oak mantel, flowing into the casual dining area. The kitchen offers upgraded cabinetry with pull-out drawers, an electric stove, and generous counter space—perfect for daily use or entertaining. A flexible formal dining room can double as a home office or study. The expansive primary suite includes a sitting area and private en-suite bath with a tiled walk-in shower. Enjoy fresh air from your balcony with custom sliding screen door. The building offers secure keypad entry, a welcoming lobby, and elevator access. Whether you're starting out, settling in, or downsizing, Charter Colony offers a warm, active lifestyle for all.
Source: CENTRALVIRGINIA #2526556
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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