14015 Quarles St San Antonio, TX 78247
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About this home
SELLER WILL CONTRIBUTE $5,000 TO BUYER CLOSING COST. THIS BEAUTIFUL HOME IS SITUATED IN THE NORTHERN PART OF THE CITIES NORTHEAST SIDE OF TOWN. 1.5 MILES TO HEB, 6 MILES TO S.A. AIRPORT, 4 MILES TO LBJ TRAILHEAD, 4 MILES TO MORGANS WONDERLAND, 24 MILES TO SEA WORLD AND FIESTA TEXAS. LETS ADD IN THE CONVENIENCE OF QUICK ACCESS TO ALL OF THE RESTAURANTS AND SHOPPING. EVERYTHING IS AT YOUR FINGERTIPS. THIS 2921 SQUARE FOOT 2 STORY HOME OFFERS HIGH CEILINGS AND NEUTRAL DECORATIVE CERAMIC FLOOR TILE WITH A FIREPLACE IN THE LOWER LIVING AREA AND A FIREPLACE IN THE UPSTAIRS LIVING AREA. 4 BEDROOMS WITH MASTER DOWNSTAIRS OFFERS THE PREFERRED FLOOR PLAN FOR MANY FAMILIES. SO MUCH NATURAL LIGHT ALLOWED IN FROM THE ARCHED WINDOWS THROUGHOUT THE HOME. ENJOY THE WET BAR IN THE LOWER LIVING ROOM THAT JOINS THE KITCHEN WITH GRANITE COUNTER TOPS, SEPARATE COOKTOP, BUILT IN OVEN AND BUILT IN MICROWAVE OVEN AND AN ISLAND IN THE CENTER OF IT ALL. THE SUNROOM WITH TILED FLOOR IS SURROUNDED BY WINDOWS, PERFECT FOR ALL OF YOUR PLANTS. THERE IS A COVERED BALCONY UPSTAIRS AND A COVERED PATIO DOWNSTAIRS SO YOU CAN ENJOY THE COOL NIGHTS AND CITY LIGHTS. ITS ALL WAITING FOR YOU.
Source: SABOR #1877462
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.