14019 Comstock Landing Dr Chesterfield, VA 23838
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About this home
Welcome to this spectacular home located in the desirable Glebe Point Estates neighborhood of Chesterfield County. This beautiful 4/ 5 bedroom, 4.5-bathroom home offers a whopping 3772sq ft of thoughtfully designed living space on a 2.2 acre lot. Modern updates & plenty of sunshine make this home truly special. Inside, engineered wood floors, custom trim and an open floor plan, welcomes you to the first floor, where you will find the formal rooms, a large family room, the breakfast room and the beautiful eat-in kitchen which is truly the heart of the home, complete with granite countertops, soft-close cabinets, a large island with a sink & storage, a pantry, & stainless steel appliances, including a dishwasher. The kitchen connects to the great room, a lovely screened-in porch overlooking the woods and a mud room with an attached powder room. The spacious family room features a cozy gas fireplace & direct access to the back deck. The side entry garage is an added bonus. Upstairs, you'll find a large den featuring a projector and 4 additional bedrooms, including a luxurious primary suite with an ensuite featuring a garden tub, tiled walk-in shower with a glass surround & bench, a double vanity, & a walk-in closet. The 5th bedroom/bonus room on the 3rd floor is generously sized with a sitting/office area, a coffee station and a full bathroom. The 2nd-floor laundry room adds convenience with side-by-side hookups & LVP flooring. Outside, this home features a paved driveway, a 2-car garage, a brick stoop, beautiful landscaping & an irrigation system to keep the yard looking its best. Enjoy the large backyard from the back deck, while the front concrete walkway, gutters with guards, & whole-house generator add both functionality & peace of mind. Don't miss your chance to make this stunning home yours!
Source: CENTRALVIRGINIA #2527434
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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