14019 Crater Cir Hudson, FL 34669
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About this home
This waterfront retreat blends elegance with everyday ease, offering a lifestyle that feels both elevated and effortless. Sunlight pours through the soaring foyer entry, highlighting fresh designer finishes and new flooring that flows seamlessly throughout the home. At its heart, the modern kitchen is as stylish as it is functional, with granite counters, stainless steel appliances, and plenty of storage. Its open design connects beautifully to the spacious living and dining areas, creating the perfect setting for cozy nights in or lively gatherings. Step through the expansive sliding glass doors and discover your private sanctuary: a screened lanai complete with a hot tub, dining space, and tranquil water views that make every day feel like a getaway. Upstairs, the primary suite offers spa-like luxury with a soaking tub, double vanity, walk-in shower, and massive walk-in closet. Every detail has been designed for comfort and peace of mind—from the newer water heater and softener system to the garage door privacy screen that brings added year-round convenience. With fresh paint, no carpet, and a serene waterfront backdrop, this home invites you to relax, entertain, and live beautifully each day. Great properties don’t last long—schedule your private tour today!
Source: STELLAR #TB8432773
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.