1402 Delano Trent St Ruskin, FL 33570
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About this home
Welcome to this beautifully maintained 4-bedroom, 2.5-bathroom home nestled on a desirable corner lot in the sought-after community of Wellington North at Bay Park. With 1,672 square feet of bright, inviting living space, this two-story residence blends comfort, functionality, and thoughtful upgrades, making it move-in ready for families or anyone seeking space and convenience. As you enter, you're welcomed by a spacious, open-concept main floor with tile flooring throughout and a flowing layout that connects the main living areas seamlessly. The kitchen is a true highlight, featuring sleek granite countertops, stainless steel appliances, and 42" cabinets that offer plenty of storage and style. The adjoining family room provides an ideal space for entertaining and opens directly to the fully screened-in lanai—perfect for relaxing, hosting friends, or enjoying Florida evenings in comfort. The lushly landscaped backyard offers ample space for a garden, outdoor play, or weekend grilling. The first-floor master suite offers privacy and convenience, complete with a tray ceiling, large closets, and a spacious en suite bath—your personal retreat at the end of the day. A conveniently located half bath serves guests on the main floor. Upstairs, you’ll find three generously sized bedrooms with plush carpeting, a full bathroom, and flexibility for guest rooms, a home office, or a creative space to suit your needs. Additional features include a 2-car garage, a brand-new roof (just 1 year old), fresh exterior paint (completed 4 months ago), and updated ceiling fans throughout the home. Pride of ownership shines through every detail, and the home truly shows like a model. Ideally located near schools, shopping, dining, and major highways, you’ll enjoy easy access to Downtown Tampa, Sarasota, Bradenton, Brandon, and beyond. Don’t miss the chance to call this corner-lot gem your new home—schedule your showing today!
Source: STELLAR #TB8430057
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.