1402 Hilton Pl Tampa, FL 33604
Your savings
About this home
One or more photo(s) has been virtually staged. One-of-a-Kind Home in a Hidden Gem of Seminole Heights... Tucked away in a quiet and enchanting corner of trendy Seminole Heights, this one-of-a-kind 2-bedroom, 2-bath home is bursting with charm, character, and unique flair. Located just steps from the scenic Hillsborough River and Alan Wright Park, this is a nature lover’s dream — perfect for kayaking, boating, or simply soaking in the peaceful surroundings. The neighborhood itself feels like a secret — with gently curving streets, mature trees, and sidewalks ideal for evening strolls, dog walks, or impromptu picnics at one of the three nearby parks. Set on a desirable corner lot, the home welcomes you with vaulted ceilings, exposed wood beams, and a wraparound deck that invites indoor-outdoor living. The spacious open-concept layout includes a large kitchen, connected dining and living areas, and an oversized primary suite featuring two closets and a private en suite bath with a walk-in shower. The second bedroom offers its own full bath with a tub/shower combo, and a separate laundry room adds convenience. Step outside and enjoy your morning coffee or host friends on the expansive deck. The backyard includes a concrete pad — ideal for a shed, future garage, or creative outdoor space — along with a private driveway, so there's no need to park on the street. Due to its prime location near parks, the river, and Tampa’s most vibrant neighborhoods, this home would also make an excellent rental property or Airbnb. Whether you're looking for a full-time residence or a smart investment, the possibilities here are wide open. Located in Flood Zone X (no flood insurance required) and has never experienced hurricane damage or flooding. Seminole Heights is known for its thriving local scene — enjoy craft breweries, eclectic eateries, and a strong sense of community. Plus, you're just a short drive to Downtown Tampa, Westshore, TIA, Channelside, Ybor City, and USF. If you’re looking for a home with personality in a truly special location, this is it.
Source: STELLAR #TB8441296
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.