1406 Apache Cv Pflugerville, TX 78660
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About this home
Welcome to 1406 Apache Cove, a beautifully updated 4-bedroom, 2.5-bathroom home nestled in the desirable Club at Wells Point neighborhood in Pflugerville. This spacious 2,805 sq. ft residence sits on a 0.19-acre cul-de-sac lot, offering both privacy and curb appeal. Enjoy all-new flooring and fresh, designer paint throughout the home, complemented by stylish new light fixtures and a remodeled kitchen. The main level features a primary suite for added convenience, along with multiple living and dining areas, ideal for both family gatherings and entertaining guests. Equipped with a reverse osmosis water filtration system and a tankless water heater, ensuring efficiency and comfort. Residents have access to a newly remodeled clubhouse, an Olympic-sized pool, tennis and basketball courts, a playscape, and nighttime security patrols, all within a low $43/month HOA fee. Situated in the heart of Pflugerville, this home offers a blend of suburban tranquility and urban convenience. With easy access to major highways, residents can enjoy a short commute to downtown Austin, as well as proximity to local parks, schools, and shopping centers.
Source: ACTRIS #3196682
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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