1406 SW 13th St Cape Coral, FL 33991
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About this home
Welcome to your new sanctuary—a stunning newer construction pool home that beautifully combines modern design with functional elegance. As you step inside, you are greeted by beautiful tile flooring that flows seamlessly throughout the entire home. The heart of the home boasts a modern kitchen outfitted with luxury cabinets, sleek black stainless steel appliances, and a breakfast bar with waterfall quartz countertops, this space is perfect for both intimate family meals and entertaining guests. The open view of the great room and dining area ensures you’ll never miss a moment, whether you're hosting a gathering or enjoying quality time with loved ones. Tray ceilings in the great room, dining room, and bedrooms add an extra touch of sophistication, accentuating the height and openness of the spaces. The master suite is a true retreat, featuring a separate tub and a walk-around shower designed for everyday luxury. Dual sinks offer convenience, allowing for a harmonious morning routine. With four spacious bedrooms and three full bathrooms, there’s ample room for family and guests to enjoy their privacy while still coming together in the shared spaces. A dedicated laundry room with generous cabinet space and a convenient laundry sink enhances the home's functionality. Step outside, and you’ll find an outdoor kitchen and a large lanai, ideal for entertaining or enjoying quiet evenings by the pool. Picture summer days spent lounging by the sparkling pool adorned with glass tiles, surrounded by a paver pool deck that offers plenty of space for sunbathing and hosting barbecues. The backyard is beautifully landscaped and fully fenced in. This impressive abode also features a driveway spacious enough for multiple vehicles, making parking a breeze along with a massive 3 car garage adorned with epoxy floors. This home is NOT IN A FLOOD ZONE. Best of all, you are just minutes away from vibrant shopping areas and excellent schools, ensuring that convenience is always at your fingertips. Don’t miss this opportunity to own a piece of paradise—where modern luxury meets everyday living in a spectacular setting! Come and experience the perfect blend of style and comfort today!
Source: FORTMYERS #225061618
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.