14066 Windrow Dr Forney, TX 75126
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About this home
**Assumable loan option with 3.125 interest rate!! Welcome to your new home! This custom build, single owner home, was created in 2021 and has all the space you need. As you walk in, you have your separate office space with tons of natural light from the front and double glass doors to give that touch of privacy. Into your living area, you're met with 32' cathedral vaulted ceilings, ceramic tile floors throughout and a cozy gas stone fireplace. The open concept kitchen with a 12' island is perfect for those football watching parties with plenty of space for snacks and friends to gather during the big game. With a separate dining room next to the kitchen, you can still have space for breakfast with the family before starting the day. The primary bedroom, secluded on one side of the house away from the other 3 bedrooms, is oversized with tons of natural light flooding in through the large windows. Separate vanities in the en suite bathroom and large walk in shower with clawfoot tub, perfect for relaxing after a hard day. The other 3 bedrooms are a great size with a jack and jill bathroom and half bath for visitors. The bak patio is perfect for those relaxing Texas evenings while the dog plays in the acre backyard. Nearby you are close to highway I-20 and just W of the growing area with Bucee's, other shops and restaurants to enjoy. Come see yourself in this new home and enjoy everything it has to offer!
Source: NTREIS #21099519
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.