1407 Snowy Egret Dr Murrells Inlet, SC 29576
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About this home
As you step inside, you'll immediately notice how open and comfortable this home feels. The living area has great natural light and a smooth flow into the dining space and kitchen - perfect for everyday living or entertaining. The kitchen really is the heart of the home, featuring granite countertops, plenty of cabinet space, and a center island that gives you extra room for prep or serving. It's easy to imagine mornings here with coffee at the breakfast table or evenings cooking. The primary suite offers a quiet retreat with a large walk-in closet and a spacious bathroom complete with dual vanities, a soaking tub, and a separate shower. Down the hall, you'll find two additional bedrooms that can easily serve as guest rooms, a home office, or hobby spaces - flexible for whatever your lifestyle needs. One of the best features is the screened porch off the back - it's the perfect spot to relax, enjoy the fresh air, and take in the private backyard setting. There's also a two-car garage and a dedicated laundry area that adds to the home's functionality. This home sits in the sought-after 55+ community of Woodlake Village, where you'll enjoy low HOA fees along with access to the clubhouse, pool, tennis courts, and plenty of social activities. It's easy to see why this neighborhood is so popular - it's peaceful, well-maintained, and just minutes from the Murrells Inlet Marshwalk, beautiful golf courses, local shops, and the beach. It's the kind of place where every day feels like you're exactly where you're meant to be. Measurements are not guaranteed. Buyer is responsible for verifying.
Source: MYRTLEBEACH #2526283
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.