14075 Tourmaline St Hesperia, CA 92344
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About this home
WELCOME HOME! This exceptional corner home offers comfort, convenience, and lifestyle seamlessly. Located in the heart of the growing city of Hesperia, it is all about LOCATION, LOCATION. Just across the street, go to the park! It has been beautifully maintained, which makes it a pride of ownership. Ready for a growing family as it has four (4) bedrooms, one located downstairs with a ¾ bathroom for family & guest visits. Upstairs, you have three (3) bedrooms and two (2) bathrooms, which include the primary bedroom and bathroom, laundry room, a roomy loft you can use your imagination for this space. Find yourself a closet with custom-made shelves. As you walk in, you have a large area that could be used for your formal dining and living room areas. The large kitchen with granite counter tops and an island open into the family room for family gatherings and entertainment. Plenty of space to park with a three (3) car garage attached. With many amenities just around the corner, as the city is growing, and only a few minutes from the 15 FWY, it is excellent for commuters. This is a must-see to appreciate! Schedule your private showing today before it's gone!
Source: CRMLS #CV25146266
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.