141 Cabin Ln Guffey, CO 80820
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About this home
Ready to ditch the tight lots and restrictions of city living? This 3.82-acre mountain homestead offers a rare chance to live freely, grow your own food, raise animals and enjoy privacy without being far from the action. Just over an hour from Colorado Springs, this property delivers the tranquil rhythm of country living while keeping you within reach of major services and amenities. The 1,440?sq?ft 3-bedroom, 2-bath home features vaulted tongue-in-groove ceilings, tile floors in high-traffic areas and a wood-burning stove that anchors the living room with warmth and charm. Solid pine doors throughout add rustic flair as sunlight pours through abundant windows framing views of towering pines, native rock outcroppings and wide-open skies. The kitchen offers excellent functionality with ample cabinet space, a center island and a built-in dining nook perfect for slow mornings or quick bites, and an adjoining mudroom with laundry area streamlines everyday tasks. Outdoors, the land is fenced and cross-fenced into zones for horses, goats, chickens and more. A reclaimed-wood barn sits beside a greenhouse, raised beds, sheds and coops, and a treehouse invites adventure or quiet reflection. Accessed via a private drive and gated entry, the property’s layout maximizes seclusion and versatility, with plenty of flat ground for RV parking or future expansion. Revel in the freedom of no covenants or HOAs, and relish year-round access on county-maintained gravel roads. Guffey's charm awaits, offering amenities such as a K-8 Charter School, Post Office, Library, and quaint eateries. For outdoor enthusiasts, endless adventures beckon nearby, from rafting and hiking to skiing and hunting. Enjoy scenic drives to nearby towns like Florissant, Cripple Creek, Woodland Park, and Cañon City for additional conveniences and attractions. Whether launching your homestead, planning a peaceful retreat or embracing fully independent living, this property is equipped to support your vision!
Source: PPMLS #6088707
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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