141 Livingwood Ct Fredericksburg, VA 22405
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About this home
**Almost New 4BR Home on 3+ Private Acres – Rare 3-Car Garage!** **Seller is offering an Assumable VA Loan with interest rate lower than market rates!** Looking for the perks of new construction without the wait? This beautifully maintained 3-year-young home offers over 3,300 square feet of space including ample storage and sits on over 3 private acres near a quiet cul-de-sac in Stafford County 22405—just minutes to downtown Fredericksburg, shopping, and VRE stations at Leeland and Brooke. Easy commute to Quantico or to Dahlgren. Step inside to an open layout with luxury vinyl plank (LVP) on the main level with a stylish kitchen with white cabinets, granite countertops, stainless steel appliances, walk-in pantry, and an island breakfast bar. Large living room with lots of natural light and a huge deck with stairs to the backyard. And a flex room for an office or additional sitting room. Upstairs are 4 spacious carpeted bedrooms and a convenient laundry room. The primary bedroom features a walk-in closet and deluxe primary bath featuring a walk-in large-tile shower, granite double vanity, and a private water closet plus a linen closet; ceramic tile floors. Upper Level Main Bathroom is a full bath with tub and shower as well as a granite double vanity, linen closet and LVP. Downstairs, enjoy a finished walk-out rec room with sliding glass doors to a stamped-concrete patio. Perfect for entertaining or relaxing. Unfinished space offers plenty of storage and rough-in plumbing for a 3rd full bath and space for another bedroom, gym, or office. 3-Car Garage with epoxy floors and parking for 6+ vehicles : bring your boat, RV, or motorcycles! Surrounded by mature trees—a peaceful setting with a new deck and patio adding to outdoor living space. Internet and cable available. HVAC regularly serviced and well maintained. Gas heat (propane tank buried) and Culligan water treatment system. This home is ideal for anyone seeking **privacy, space, and modern comfort**—whether you're looking for a convenient commute; you're a car/bike enthusiast; or simply want a quiet place to call home. Just 24 miles to Quantico, and 24 miles to NSWC Dahlgren, you can't beat this location. 10 minutes from the grocery store and other amenities plus just 10 miles to downtown Fredericksburg where all the boutiques and specialty restaurants are! A little bit of country but close to everything! Skip the builder waitlists—schedule your showing today!
Source: BRIGHT #VAST2039380
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.