141 Nighthawk Ln Palm Coast, FL 32164
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About this home
This isn't just a house — it's the one that makes you stop scrolling! Set at the end of a quiet cul-de-sac in the coveted gated community of Grand Landings, this home pairs striking style with everyday function and delivers on the details that matter most: water views, flexible living space, and a true chef's kitchen that anchors the heart of the home. Downstairs, you'll find open, airy living with luxury vinyl plank flooring and a show-stopping kitchen featuring 42'' gray cabinetry, a sleek hood range, built-in microwave/oven combo, quartz counters, coffee bar, and a massive island made for everything from dinner parties to science projects. One full bedroom and bath on the main level offers privacy for guests or the perfect work-from-home setup. Upstairs, the loft is plumbed and ready for a wet bar — whether your vibe is game night or movie marathons. The primary suite is generously sized with tray ceilings, oversized walk-in closets, and a spa-inspired bath complete with dual shower heads (including a ceiling-mounted rain shower for the ultimate luxury). Outside, the fully fenced yard is ready for a pool, garden, or just your favorite patio setup all overlooking peaceful water views. Add in community amenities like a resort-style pool and fitness center, and you've found the rare mix of location, layout, and lifestyle. This home is dialed in and move-in ready all that's missing is you. Come make this house your home your next chapter starts here.
Source: REALMLS #2105793
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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