141 Wando Reach Rd Charleston, SC 29492
Your savings
About this home
Set within the private, gated enclave of Wando Point on the Wando River, this Charleston Single-style residence pairs Lowcountry charm with modern convenience and rare deepwater dock access with 24-hour mooring privileges for residents. The neighborhood's private gated dock invites days of fishing, crabbing, swimming, or tying up after a sunset cruise, and it sits just across the river from Shipyard Park. Curb appeal shines with lush landscaping, a privacy-fenced backyard, and a full-length front porch capturing river breezes. Custom exterior banisters with palm-tree cutouts make the facade unmistakable.An oversized drive-under garage offers abundant storage, a workshop nook, and ground-level guest/Mothers-in-Law quarters featuring two large bedrooms with closets and a shared bath with a custom walk-in shower, ideal for multigenerational living or long-term guests. On the main living level (10' ceilings), spaces flow easily: a spacious great room, formal dining room, office (or 6th bedroom) with adjacent full bath, and a custom kitchen with granite counters, tile backsplash, pantry, custom white cabinetry, and a dry-bar coffee/beverage nook. Multiple doors open to the screened porch and the full front porch, perfect for morning coffee or evening cocktails. The upper level (also with 10' ceilings) offers a flexible landing (great as a reading lounge or home gym), two generous secondary bedrooms sharing a large bath with an extended double vanity, plus the showstopping primary suite (~400 sq ft), flooded with natural light and appointed with dual walk-in closets, a freestanding/island soaking tub, massive custom shower, long dual-sink vanity, and a private water closet. Thoughtful finishes and upgrades include Brazilian cherry hardwoods and tile throughout, plantation blinds, wainscoting, crown, and extensive trimwork, large insulated attic storage, two newer HVAC units (2021), a tankless water heater, gutters, newer appliances, smart monitoring devices, a termite bond, outdoor storage under the stairs, stucco-coated porch, and custom exterior colors and banisters. Beyond the gates, Wando Point delivers a boutique neighborhood feel with deepwater access, while placing you minutes to Daniel Island, Mount Pleasant, and downtown Charleston. This is refined riverfront living, equal parts lifestyle and luxury, ready for its next chapter.
Source: CTAR #25027923
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.