141 Wickham Ct Pawleys Island, SC 29585
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About this home
What do we have here? Well, a pond-view retreat, situated at the end of a cul-de-sac in the Allston Plantation neighborhood of Pawleys Island, SC. With a single level 4-bedroom, 2.5-bathroom layout, this exclusive "Upscale Resale" offers a thoughtful blend of comfort, functionality, and charm. Key takeaways include a new roof installed in 2021 and a water heater replaced in June 2024. Some major updates are already in place, allowing you to move in with peace of mind. Inside, you'll find a spacious layout featuring a formal dining room, a breakfast bar, and a fourth bedroom currently used as a den. The master bedroom has been refreshed with new carpet, and the attic offers generous storage space, featuring plywood flooring and pull-down stairs for easy access. The oversized courtyard-entry garage includes a mop sink, and there is a 100-gallon buried propane tank for the backyard gas grill and fire pit. Step outside to enjoy tranquil pond views from your stone paver patio, surrounded by a beautifully landscaped yard. A separate water meter for irrigation ensures efficiency while maintaining the lush greenery. As part of a vibrant community, you'll also enjoy access to a pool, clay tennis courts, a playground, a bocce ball court, and a picnic area—perfect for relaxing weekends and social gatherings. This home offers the ideal combination of privacy, upgrades, and lifestyle amenities. Schedule your private tour today.
Source: MYRTLEBEACH #2517284
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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