1410 Lineberger Ave Unit 19 Gastonia, NC 28052
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About this home
Charming 1917 Home in the Hillcrest Area of Gastonia Located in the sought-after Hillcrest neighborhood, this beautifully updated two-story 1917 home blends timeless character with modern convenience. Step onto the inviting covered front porch and into a home filled with warmth and style. Refinished hardwood floors flow throughout the entire home. The spacious primary suite features an attached full bath with a tiled shower, while a second large bedroom and additional full bath provide ample comfort for family or guests. The kitchen is a showstopper—complete with ceramic tile flooring, brand-new cabinets, granite countertops, tile backsplash, and all new appliances, including refrigerator, dishwasher, and microwave. Upstairs, the refinished staircase leads to a private guest suite offering a large bedroom, two oversized closets, and a beautifully updated bath with tiled shower. The main level also includes a generous laundry room designed for a full-size washer and dryer. Outside, enjoy nearly half an acre of privacy with mature trees surrounding the property. A detached one-car garage, two storage sheds, and a versatile outbuilding—perfect for a workshop, man cave, or she shed—add even more value. This home combines historic charm with modern updates including a brand new HVAC, creating the perfect balance of comfort, style, and functionality. The seller makes no representation of a working fireplace. The fireplace has never been used. Some photos have been virtually staged
Source: CANOPYMLS #4299802
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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