1410 Mills Ave Muskegon, MI 49445
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About this home
Less than a block from North Muskegon Schools and just steps from both Bear Lake and Muskegon Lake, this charming Cape Cod offers the perfect balance of lifestyle and location. With over 1,800 sq ft of finished living space, 3 bedrooms, and 2 full bathrooms, there's room for everyone to enjoy. The main floor features a bright and welcoming living room, cozy sunroom, and spacious dining area with hardwood floors. The kitchen is equipped with stainless steel appliances, plenty of cabinetry, and a smart layout for everyday living. Fresh paint, updated bathrooms, and newer roof and windows add comfort and peace of mind. Upstairs, you'll find three inviting bedrooms and a full bath. The partially finished basement expands your options with a second kitchen and flexible living areas, perfect for entertaining, extended stays, or hobby space. Out back, enjoy a large fenced yard shaded by mature trees, two storage sheds, and plenty of room to play, garden, or host gatherings. A deck and patioprovide outdoor living space to relax or entertain. Move-in ready and ideally situated in one of North Muskegon's most desirable neighborhoods, this home combines modern updates, timeless charm, and an unbeatable location near lakes, schools, and community amenities. Schedule your private showing today!
Source: REALCOMP #71025045631
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.