1410 SW 1st Ave Cape Coral, FL 33991
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About this home
Ready for immediate occupancy! Welcome home to your Florida pool retreat, where comfort, style, and peace of mind come together at an incredible value. Perfectly positioned outside any flood zone, this residence blends smart upgrades with timeless Florida living, offering space, flexibility, and a lifestyle you’ll love. Inside, you’ll find three spacious bedrooms plus a versatile den/office that recently served as a fourth bedroom, giving you the freedom to work, host, or simply spread out. The floor plan flows effortlessly, with a formal living and dining area for special occasions and a cozy family room off the kitchen for everyday connection. The kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, and a welcoming breakfast bar. This home is move-in ready with thoughtful updates: a new roof (2020), AC (2021), water heater (2021), large refinished pool (2020) with new heater (2023), impact windows and doors (2021), hurricane-rated garage door (2023), and an irrigation system (2020). Tile flooring throughout ensures easy-care living with a clean, modern feel. The master suite provides private lanai access, a walk-in closet, and a tiled shower bath, while two additional guest bedrooms share a beautifully updated double-sink bathroom that also functions as a pool bath. Step outside to your private screened lanai and heated pool—designed for year-round enjoyment. Whether you’re sunbathing, entertaining, or relaxing in the shade, this outdoor oasis makes every day feel like vacation. With city water and sewer, a fully fenced yard, and complete impact protection, this home is as practical as it is inviting. Its central Cape Coral location places you close to shopping, dining, and everyday conveniences, while still tucked into a peaceful neighborhood. Whether you’re searching for your permanent Florida home or a sunny seasonal getaway, this property delivers lifestyle, upgrades, and value all in one.
Source: FORTMYERS #2025013472
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.