14100 NE 40th Ct Anthony, FL 32617
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About this home
Amongst stately granddaddy oaks in the Meadowbrook Ranches neighborhood, this charming 3-bedroom, 2.5-bath home on 4.44 acres offers the perfect blend of country living and modern convenience. A circular driveway welcomes you to the property, where a cozy front patio invites you to sit back and enjoy the peaceful surroundings. Inside, natural light fills the spacious 1,992 sq. ft. home, featuring a desirable split-bedroom layout and wood-burning fireplace in the living room. Stylish wood-look luxury vinyl flooring extends throughout most of the home, complemented by laminate in select areas. The well-appointed kitchen boasts stainless steel appliances and direct access to the dining area, which features a pass-through window to the living room for effortless entertaining. A versatile bonus room—currently used as a private bar area—offers endless possibilities, whether as an office, playroom, or additional gathering space. The inviting primary suite provides a relaxing space with multiple closets and a private en-suite bath. Step outside to the screen-enclosed back patio, where a sparkling in-ground pool and covered seating area with ceiling fans create the ultimate outdoor oasis. For those seeking space for hobbies, storage, or potential equestrian use, the property features a separate three-car garage/workshop with multiple bays, offering ample room for equipment or customization. While not currently set up for horses, the A1 zoning allows for easy conversion into a mini-farm if desired. Additional updates include a metal roof (2022), a new water heater (2022), and an HVAC system with a smart thermostat (2021). Whether you're looking for a private retreat or a place to create your dream homestead, this property delivers both comfort and potential—all just a short drive from both Ocala and Gainesville!
Source: STELLAR #OM697203
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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