14104 Hazelmere Ave Cleveland, OH 44111
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About this home
Welcome to this beautifully updated bungalow in Cleveland’s sought-after West Park neighborhood—This charming home features a welcoming front porch that sets the tone for the warmth and character found throughout. Inside you will discover a bright living room with hardwood floors, a decorative fireplace, and a fresh, contemporary color palette that flows seamlessly through the main level. The dining room showcases built-in cabinetry, offering the perfect blend of functionality and vintage charm. The kitchen, updated in 2024, impresses with white quartz countertops, subway tile backsplash, sleek black fixtures, and cabinetry that provides ample storage. The bathroom, also remodeled in 2024, continues the home’s cohesive style with a tiled tub/shower alcove, black accents, and clean, contemporary finishes. The main floor also features two bedrooms complete with hardwood floors and soft natural light. Upstairs, the expansive primary suite offers a peaceful retreat with abundant space for a sitting area, home office, or creative nook. Outside, enjoy the fully fenced backyard, complete with a paver patio and wooden platform deck with a gazebo, creating the perfect setting for entertaining or relaxing outdoors. Nestled in the heart of West Park, this home offers the best of Cleveland living- nearby parks, local coffee shops, and quick access to Kamm’s Corners, downtown Cleveland, and major highways. With its thoughtful updates, timeless details, and ideal location, this sweet house is ready to welcome you home. Updates include: Kitchen and Bathroom update 2024, New AC Condenser 2020. The Gazebo, Bar in the basement and play structure will all convey.
Source: MLSNOW #5166492
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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